Ricardo Arámbula, Community Lender

Phone: (312) 256-4136 Email: RArambula@HorizonBank.com    NMLS#444263

Serving Lake County, IN

My passion for over 20 years as a Community Lender is helping Low/Moderate Income First-Time Homebuyers achieve homeownership throughout Northwest Indiana. Each client’s needs are unique and I’m here to guide and support you every step of the way—from Pre-Qualification to the special moment you receive your home keys and beyond.

Our Horizon Bank Home Pride Plus mortgage, which features no Private Mortgage Insurance, provides up to $6,500 Down Payment Assistance (DPA). I also specialize in layering other available DPA programs including the City of East Chicago, City of Gary, Hammond Homebound, Lake County Homebuyer Assistance Program, South Suburban Housing Center NWI Inclusive Communities Fund, Federal Home Loan Bank of Indianapolis Launch & HomeBoost, and Indiana Housing Community Development Authority Homeownership Programs.

These programs are all designed to promote stable and responsible homeownership, which strengthens all of our communities while helping to make your goal of homeownership a reality!

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