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Horizon is a community bank serving Northern and Central Indiana and Central and Southwest Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us operating under our original charter and growing stronger than ever since 1873.
Horizon Bank Business Term Loans are designed to help you be able to afford what you need to grow your business. Our term loans are created with a specific dollar amount and pre-determined repayment schedule, so you have access to the funds you need without having to worry about your ability to meet your repayment deadlines.
I love the personal feel I get when I walk in and am greeted, “Good Morning, Michelle!” Mike Sarver has been excellent to work with and I trust him. This is very important for small business owners like me.
Horizon Bank has helped us secure the high-investment equipment we need to do the best auto repair work possible.This is the equipment that’s necessary for being considered by insurance companies in order to do work for their customers.
Clay MoserOwner, PresidentGood Guys Collision
We decided to do business with Horizon Bank largely because of our working relationship with Rob Gardiner. Rob was our representative at a previous bank we had been doing business with for over 20 years. He always proved himself to be very knowledgeable and dedicated to providing us with exceptional service. So when he moved to Horizon, we decided to move with him. Horizon Bank and Rob now continue to provide exceptional service – along with highly competitive rates.
Rick PietrzakOwnerLithographic Communications
We had read some wonderful things about Horizon Bank, their commitment to the community, and their strong SBA loan-origination numbers. That motivated us to contact our local branch. We were so fortunate to meet and know Pat McGinley of the Lincolnway branch. That motivated us to contact our local branch.
Tammy WendlandPresident Plato's Closet
We actually switched to Horizon after I couldn't get an issue resolved with another bank. Within 15 minutes on the phone, a Horizon employee resolved my issue. I had never even met him! They do tremendous work. I am very happy with them.
Bruce HooverOwnerFrontier Lawn & Recreation
I was with a bank that was much too large to pay attention to my problems. Horizon came to town right about that time and I found that we were a perfect fit. They found us financing that our old bank was unable to provide and introduced some new technology.
Craig VestalOwnerPortage Printing
Horizon is there for you all the time. They've been very good to me. If I've ever needed anything, they've been there for us. The local bank managers are outstanding.
John HermannOwnerCarlson's Drive-In
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