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Horizon Bank

Horizon Bank Business Lines of Credit make your day-to-day business life easier by giving you access to cash that you can use for most short-term business needs. Whether buying new office supplies, investing in marketing services or considering another business development purchase, we will work with you to approve a pre-determined credit amount, and then give you access to funds to use when you need them.

  • Pay Interest Only on Used Funds, not your entire Credit Line
  • Benefit from Payment Flexibility, with Options ranging from Interest-Only to the Entirety of your Balance
  • Access Credit Line Funds without Tedious Approval Processes

Why Horizon

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I was with a bank that was much too large to pay attention to my problems. Horizon came to town right about that time and I found that we were a perfect fit. They found us financing that our old bank was unable to provide and introduced some new technology.

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Craig Vestal
Owner
Portage Printing

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We actually switched to Horizon after I couldn't get an issue resolved with another bank. Within 15 minutes on the phone, a Horizon employee resolved my issue. I had never even met him!  They do tremendous work. I am very happy with them.

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Bruce Hoover
Owner
Frontier Lawn & Recreation

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Horizon is there for you all the time.  They've been very good to me. If I've ever needed anything, they've been there for us.  The local bank managers are outstanding.

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John Hermann
Owner
Carlson's Drive-In

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Horizon Bank has helped us secure the high-investment equipment we need to do the best auto repair work possible.This is the equipment that’s necessary for being considered by insurance companies in order to do work for their customers.

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Clay Moser
Owner, President
Good Guys Collision

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I love the personal feel I get when I walk in and am greeted, “Good Morning, Michelle!” Mike Sarver has been excellent to work with and I trust him. This is very important for small business owners like me. 

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Michelle Golab
Owner
Topperz

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We decided to do business with Horizon Bank largely because of our working relationship with Rob Gardiner. Rob was our representative at a previous bank we had been doing business with for over 20 years. He always proved himself to be very knowledgeable and dedicated to providing us with exceptional service.  So when he moved to Horizon, we decided to move with him.  Horizon Bank and Rob now continue to provide exceptional service – along with highly competitive rates.  

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Rick Pietrzak
Owner
Lithographic Communications

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We had read some wonderful things about Horizon Bank, their commitment to the community, and their strong SBA loan-origination numbers. That motivated us to contact our local branch.  We were so fortunate to meet and know Pat McGinley of the Lincolnway branch. That motivated us to contact our local branch.  

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Tammy Wendland
President
Plato's Closet

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Exceptional Service Sensible Advice®

Horizon Bank