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Horizon Bank

Agricultural Services at Horizon Bank

At Horizon Bank, we understand your unique financial needs from seasonal income restrictions to purchasing and maintaining heavy-duty equipment.  As a locally owned institution with large, in-house lending capabilities and a broad scope of services, we're prepared to work with you. And our lending experts have the knowledge needed to find the best, most sensible solutions for your specific needs.

lines of credit

This is a good solution to manage general operating expenses. 

  • Crop expenses
  • Livestock expenses
  • Inventory loans
  • Working capital loans

term loans

Basic installment loans , which are typically designed with one-to-ten year terms. Useful for major purchases and refinancing on items.

  • Machinery & Equipment
  • Breeding livestock
  • Business vehicles
  • Irrigation equipment 
  • Grain bins & grain storage systems
  • Building repairs
  • Tiling
  • Conservation structures

real estate

Real Estate loans may be amortized for up to twenty years. These loans are commonly used for:

  • Purchasing land
  • New building construction
  • Existing building repair or remodeling
  • Livestock facilities
  • Tiling 
  • Conservation structures
  • Grain storage systems

Cash Management Services

Manage your finances with easy purchasing and tracking.  Receive payment, manage and disperse money with our vast array of cash management tools.

Receive Payments

Disburse Payments with cash management

Manage Money with Cash management

Exceptional Service Sensible Advice®

Horizon Bank