At Horizon Bank we have a team of specialized VA loan experts who know how to help get the right loan for you. We offer loans for veterans with zero down payments and can even help you determine your eligibility.

Most important, you get personalized service from people who live and work in your hometown. Our loan team will work with you every step of the way to ensure a smooth application process and a timely closing.

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VA Loans offer:

  • Little or No down payment
  • No private mortgage insurance (PMI), which lowers your monthly payment
  • Fixed Rate, Fixed Term loans
  • Option to reduce interest rate in future with Interest Interest Rate Reduction Refinance Loan (IRRRL)

Find out if you're eligible.

We can help you determine if you're eligible for a VA Loan, and help you obtain your Certificate of Eligibility. A veteran is eligible if he or she meets any of these requirements:

  • Served 181 days of peacetime (active duty)
  • Served 90 days during wartime (active duty) 
  • Served 6 years in the Reserves or National Guard
  • You are the spouse of a service member who was killed in the line of duty