Money Management Advice

Answers to Common Questions about 529 Plan Contributions

Why contribute to a 529 plan? These plans allow you to help a loved one pay for their education, while minimizing estate and gift taxes.

Post-Divorce Financial Considerations

If you’re in the middle of a divorce, you know the emotional toll it can take. And as with any significant life change, the financial impacts can be substantial as well.

Your Financial Documents: Get Organized!

Getting organized is about more than just being tidy. If you or your family need to locate important documents, it’ll be much easier if you’ve already got everything in a good spot — and if you’ve pared down the information you’ve stored.

Horizon Banks Healthcare Savings Accounts FAQs

If you have a health insurance plan with a high deductible, you may want to set up a Healthcare Savings Account (HSA) to complement it. Not sure if it’s a fit for you? Here’s an overview to help you decide.

Building Your Credit

Leaving home for the first time? Starting college? As you build a life out on your own, you’ll need to take care of your financial life, too. This is a good time to start building your credit history.

Repairing Credit

Do you currently have a low credit score? Whatever the reason, you should know that you’re not alone. And you can start now to get back on track. Just be patient – it takes time and effort to improve your credit.

Benefits of Online Banking

Who can find the time? With fast-paced lives and splitting time between work and family, it can be difficult to find additional time to keep track of your finances. By using some best practices you can make sure to protect your finances and have peace of mind, without having to sacrifice your time.

Financial Basics for Millennials

As a young adult, you already know your financial choices are important. Millennials (born between 1981 and 1997) face a tight job market, big student loans, and more. To minimize stress and achieve your personal goals, responsible decision-making is critical.

How to Minimize ATM Fees

No one wants to pay fees on their hard earned money. We’ve put together several tips on how to avoid paying ATM fees. Tip: beware of getting charged extra fees when you use ATMs in convenience stores, hotels, and restaurants.

Financial Traps New College Graduates Should Avoid

As college students across the nation graduate and start their careers, financial responsibility should be a top priority. We have identified six traps that could hinder new college graduates from securing their financial future.

Sensible Advice for your Money