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Horizon is a community bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873.
Each year, many Americans make the decision to receive Social Security benefits early — at age 62. It’s a choice that comes with both benefits and drawbacks. If you’re considering it yourself, it’s important to consider all the potential results.
Most of us have many life goals. They may include things like owning a home, starting a business, traveling when we retire, and more. Each goal carries its own excitement — and its own price.
Investing for your retirement is an important part of your overall financial plan — and we’ve got valuable tips to consider as you put your plan together. Here are a few key things to think about, whatever your current stage of life…
Have you reviewed your financial plan recently? While it’s not a good idea to make continual changes, or to peek at your accounts on a daily or weekly basis, a thorough annual review can help ensure that you’re on the right track toward your goals for the future. We can help.
Owning a home outright is a dream that many Americans share. Having a mortgage can be a huge burden, and paying it off may be the first item on your financial to-do list.
Your financial plan is the key to achieving your short- and long-term goals. So when you’re making your plan, you need to know you’ve got an advisor who is knowledgeable, honest, and always on your side. That’s why Horizon Bank is committed serving your best interests, in everything we do.
Trying to decide whether you should pay off bills, or set aside more savings for your retirement? Whatever you do, get started now. Whether you’re paying off bills, saving for the distant future, or both, time is on your side.
As you’re going through tax documents for the past year, you may be wondering how you could benefit by making more investments in the future. Learn more about IRAs and find out which one is right for you.
A well-rounded approach to retirement planning will help ensure that you have money to last the rest of your life. But every investment involves risk
If you have the means to give charitably, your good deed can pay you back with special tax incentives. Donations can result in a tax deduction, help you avoid capital gains taxes, and minimize estate taxes after your death.