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Horizon is a community bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873.
Debit and Credit card theft used to be less complex. A thief would steal a purse, go to a nearby store, and run up thousands of dollars in fraudulent charges. Nowadays, thanks to the Internet, debit card and identity theft can happen anywhere.
CONSUMERS SHOULD BEWARE OF “SKIMMING” AND OTHER SCAMS
Debt and credit card skimming attempts to hijack your personal information and your identity by tampering with ATM machines. Fraudsters set up a device that is capable of capturing the debit card magnetic stripe and keypad information from the ATM, then sell this information to criminals who use it to create new cards with your account numbers.
No one wants to find themselves in a sticky financial situation. Emergency funds are important, and you need to know how much you should be saving for those rough financial patches.
These tips are meant to make you aware that although rare, ATM crime can happen. Preventing such a crime must be a cooperative effort between you and your bank.
You’ve looked everywhere, It’s nowhere to be found. Now what?
Losing your wallet or purse is one of life’s biggest disruptions, and time is of the essence in protecting your bank account and identity from fraud. You should act within 24 hours.
If someone you know wants to pay you by check but wants you to wire some of the money back, beware! It’s a scam that could cost you thousands of dollars.
Identity theft is a crime in which an impostor obtains key pieces of information, such as a social security or drivers license number to obtain credit, merchandise, and services in the name of the victim.
No matter where you might be going, it is extremely important that if you leave town for a significant amount of time, you inform your bank.