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Home Loan Programs

Adjustable & Fixed rate Loans - available in varying term lengths and are popular for buying or refinancing a home. And for those first-time homebuyers, we are here to help you determine what you can afford and review your financing options including down payment and assistance programs.  Use the search to find a local advisor near you.

Construction & Renovation Loans - Whether you are constructing your home from the ground up, making simple to major repairs and energy improvements on your current home, or looking for affordable housing assistance, we can offer a variety of options.

Specialized Loan Programs - Horizon offers unique loan programs specific for Physicians, Residents, Fellows, Podiatrists, Optometrists, Dentists and even Physician Assistants. Contact an advisor for more information. 

Jumbo Loans - Need more room for a growing family or to display your treasured possessions? Our jumbo loans allow homebuyers to borrow up to $2.5 million for the purchase of their next home.

VA Loans - A VA Loan can help Servicemembers, Veterans, and eligible surviving spouses become homeowners. With little to no money down and up to 100% financing with no mortgage insurance (PMI) a VA loan can help you buy, build, repair or retain your home. 

USDA/Rural Development Loans - Government programs make it easier than ever for rural Americans to qualify for refinancing and save. To find out if you qualify and learn how much you may be able to save, contact an advisor in your area today!