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Horizon is a community bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873.
When it's time to make your move Horizon Bank is here to streamline the process for you. For over 145 years, we've been working with neighbors of our communities buy, build, remodel and refinance their homes. We'd love to help you make your dreams come true too! One way we make the process so easy is by investing time in you.
Home Loan Programs
VA Loans - A VA Loan can help Servicemembers, Veterans, and eligible surviving spouses become homeowners. With little to no month down and up to 100% financing with no mortgage insurance (PMI) a VA loan can help you buy, build, repair or retain your home.
Construction & Renovation Loans - Whether you are constructing your home from the ground up, making simple to major repairs and energy improvements on your current home, or looking for affordable housing assistance, we can offer a variety of options.
Adjustable & Fixed rate Loans - available in varying term lengths and are popular for buying or refinancing a home. And for those first-time homebuyers, we are here to help you determine what you can afford and review your financing options including down payment and assistance programs. Find a local advisor near you.
USDA/Rural Dvelopment Loans - Government programs make it easier than ever for rural Americans to qualify for refinancing and save. To find our if you qualify and learn how much you may be able to save, contact an advisor in your area today!
Jumbo Loans - Need more room for a growing family or to display your treasured possessions? Our jumbo loans allow homebuyers to borrow up to $2 million for the purchase of their next home.
Specialized Loan Programs - Horizon offers unique loan programs specific for Physicians, Residents, Fellows, Podiatrists, Optometrists, Dentists and even Physician Assistants. Contact an advisor for more information.