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Horizon is a community bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873.
Home Loan Programs
USDA/Rural Development Loans - Government programs make it easier than ever for rural Americans to qualify for refinancing and save. To find out if you qualify and learn how much you may be able to save, contact an advisor in your area today!
Adjustable & Fixed rate Loans - available in varying term lengths and are popular for buying or refinancing a home. And for those first-time homebuyers, we are here to help you determine what you can afford and review your financing options including down payment and assistance programs. Use the search to find a local advisor near you.
Construction & Renovation Loans - Whether you are constructing your home from the ground up, making simple to major repairs and energy improvements on your current home, or looking for affordable housing assistance, we can offer a variety of options.
Specialized Loan Programs - Horizon offers unique loan programs specific for Physicians, Residents, Fellows, Podiatrists, Optometrists, Dentists and even Physician Assistants. Contact an advisor for more information.
VA Loans - A VA Loan can help Servicemembers, Veterans, and eligible surviving spouses become homeowners. With little to no money down and up to 100% financing with no mortgage insurance (PMI) a VA loan can help you buy, build, repair or retain your home.
Jumbo Loans - Need more room for a growing family or to display your treasured possessions? Our jumbo loans allow homebuyers to borrow up to $2.5 million for the purchase of their next home.