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Fixed Rate Home Equity Loans

A Horizon Bank Home Equity Term Loan is a simple way to benefit from the equity you've built in your home. With our limited time low-rate offer, you can dream bigger and use the equity in your home for long-awaited home renovations, consolidate debt, finance education, or make a major purchase.


 

 

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What Can Home Equity Loans Be Used For?

  • Couple picking out paint colors

    Why Choose a Home Equity Fixed-Rate Loan?

    A Home Equity loan gives you easy access to the equity in your home to pay for home improvements, college tuition, and more.  And, rates are typically lower than credit cards or other unsecured loans. Fixed-rate loans make budgeting easy because your monthly payments remain the same over the life of the loan.
  • Family in kitchen on floor

    Today's low home equity rates*

    Home Equity Term Loan rates are typically much better than other high-rate credit cards and are often great options for debt consolidation.  And, for a limited time, you’ll benefit from a 9-month introductory rate at 1.49% that adjust to 4.99%*

  • Young family discussing financial planning

    What about Payments?

    With a Home Equity Term Loan, you pay a fixed interest rate. One of the main benefits of a fixed rate is that whether interest rates rise or fall, your monthly payments won't be affected because your rate is fixed for the life of the loan so you will have lower borrowing costs. We do have other options, check out our home equity options – including a line of credit.