Low Credit? No Problem.
Browse Our Specialty Home Loan Programs
Everyone deserves their dream home. We want to help make that dream a reality. No matter your situation, whether it's low income or poor credit, Horizon's advisors will find affordable home loan options tailored for you and what your finances can handle.
Homeowners Improvement Program
Have a need for home improvement but without the credit history to obtain the traditional loan? This program was developed to allow you to fulfill those needs.
HomeStyle® Renovation Mortgage
This is a Fannie Mae program that allows borrowers to include financing for home improvements in a purchase or refinancing of an existing home which means lower closing costs on a first mortgage.
Find Your Best Fit with our Home Loan Prep Tools
Home Equity Document Checklist
When applying for a home equity loan, we will ask you to provide the documents required for us to decide on your loan application. We understand this can feel daunting. Our priority is to clarify what is needed and to gather this information from you at one time, allowing us to source the most appropriate mortgage options for your review at the most competitive terms.
Learn More About How Home Loans Work