3 Easy Steps to a Home Equity Loan
1. Apply online
2. Get your funds.
Most home equity line closings occur in three weeks or less, so you'll have access to your funds
quickly.
3. That's it!
You're ready to make that big purchase, consolidate debt or start your home improvement
project.
Questions? Call us at 888-383-5904 
How does home equity work?
You can borrow funds using your home as collateral. The amount you can borrow is based on the equity you have in your home.1 Use the funds for major expenses such as a home addition, dream vacation or even debt consolidation.
|
Home Equity Line of Credit |
Home Equity Term Loan |
Type
|
Revolving credit line (HELOC)
|
Fixed-term loan
|
INTEREST RATES
|
Variable interest rate as low as Prime. Only pay interest on what you borrow
|
Competitive fixed interest rate stays the same for the length of the loan
|
Payments
|
Payments vary based on how much of the credit line you use
|
Predictable monthly payments that stay the same
|
Access to Funds
|
Access to funds if and when you need them using credit checks
|
Immediate access to the entire lump sum in a single payout
|
What's best for you? Ask a Horizon Advisor: Call 888-873-2640
Listen. Advise. Respect. Those are our terms.
> Experienced advisors to help guide you through your home equity options.
> Sensible advice to help determine the best loan for you.
> Flexible loan options customized to your needs.
> Competitive rates and fast credit decisions.
> Apply in minutes!