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Introducing the Holland Team

We understand your desire to have a dedicated banker you can trust to manage all your banking needs, from the most complex to the everyday. That's why our Horizon Advisors are more than just bankers - they're experts committed to providing you with unparalleled, personalized service and lasting peace of mind. And, to accommodate your busy lifestyle, we now offer live video banking Monday - Saturday from 7 a.m. to 9 pm.

AdvisorProfile_v2_Hamm.pngAdvisorProfile_v2_Kosak.pngPrivate Banker Claire Rotman at Holland branchMartha Reidsma picture with titlepicture of Mike Townsend - mortgage loan officerpicture of Mark Reifsnyder - mortgage loan officer

Special Offers Just For You

$300 checking offer - learn more 0.50% off new loans graphic - learn more


  New home loan in 30 days - learn moreHome Equity Line of Credit rate offer - learn more

Offering Live Video Banking hours 7am to 9pm


New checking offer:  *Offer available for customers opening a new personal checking account. Offers end September 30, 2019. $200 will be deposited into your checking account within 30 days of verifying the following: 1. Recurring direct deposit of at least $100; 2. 10 point-of-sale debit card transactions (purchases with your debit card). If these 2 requirements are met, an additional $100 will be deposited when you register for online banking with this account. All activities must occur within the first 60 days from the account open date. Subject to 1099 reporting. Limit one account per household for the bonus. Good in Holland, Michigan Horizon Bank branch only.

Consumer Loan Discount: *Annual Percentage Rate discount of .50% applies to new closed-end consumer loans with auto payments from a Horizon checking account. Not available on home equity loans and cannot be combined with other rate offers. Offer expires September 30, 2019.

Home Equity Line of Credit offer: *Introductory APR (Annual Percentage Rate) will be fixed at 2.49% APR for the first 6 months for those lines with up to 89.9% loan to value (LTV). Thereafter, the rate may vary. The rate is based on credit score, LTV and the Prime Rate. The Prime Rate equals the highest Wall Street Journal (WSJ) prime rate as published in the WSJ effective the date the 6-month introductory period expires. WSJ prime rate effective 8/1/19 is 5.25% APR. Example: credit score of 730+ and LTV of 70% or less will have a rate of 5.50% as of date of publication following introductory period. Maximum rate is 21%. Annual fee is $50, waived for first year. Reimbursement fee up to $399 applies if line is closed within the first 36 months. Subject to credit approval. Other terms and conditions may apply and are subject to change without notice. Offer expires October 31, 2019.

New Home Loan Guarantee:  Horizon's mortgage options include a 30-business day closing guarantee on purchases, an online mortgage center with helpful tools and resources with the option to apply online, anytime for added convenience.  Learn more.