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Introducing the Holland Team

We understand your desire to have a dedicated banker you can trust to manage all your banking needs, from the most complex to the everyday. That's why our Horizon Advisors are more than just bankers - they're experts committed to providing you with unparalleled, personalized service and lasting peace of mind. And, to accommodate your busy lifestyle, we now offer live video banking Monday - Saturday from 7 a.m. to 9 pm.

AdvisorProfile_v2_Hamm.pngAdvisorProfile_v2_Kosak.pngPrivate Banker Claire Rotman at Holland branchMartha Reidsma picture with titlepicture of Mike Townsend - mortgage loan officerpicture of Mark Reifsnyder - mortgage loan officer

Special Offers Just For You

  New home loan in 30 days - learn moreHome Equity Line of Credit rate offer - learn more

Offering Live Video Banking hours 7am to 9pm

 
 

Home Equity Line of Credit offer: *Introductory APR (Annual Percentage Rate) will be fixed at 2.25% APR for the first 6 months for those lines with up to 89.9% loan to value (LTV). Thereafter, the rate may vary. The rate is based on credit score, LTV and the Prime Rate. The Prime Rate equals the highest Wall Street Journal (WSJ) prime rate as published in the WSJ effective the date the 6-month introductory period expires. WSJ prime rate effective 9/19/19 is 5.00% APR. Example: credit score of 730+ and LTV of 70% or less will have a rate of 5.00% as of date of publication following introductory period. Maximum rate is 21%. Annual fee is $50, waived for first year. Reimbursement fee up to $399 applies if line is closed within the first 36 months. Subject to credit approval. Other terms and conditions may apply and are subject to change without notice. Offer expires November 30, 2019.

New Home Loan Guarantee:  Horizon's mortgage options include a 30-business day closing guarantee on purchases, an online mortgage center with helpful tools and resources with the option to apply online, anytime for added convenience.  Learn more.