Share buttons

 

 

The web site you have selected is an external site not operated by Horizon Bank. This link is provided for convenience and informational purposes only and Horizon does not endorse and is not responsible for the content links, privacy policy or security policy of this website or app you are about to visit.  Horizon Bank is not responsible for (and does not provide) any products, services or content for this third-party site or app, except for products and services that explicitly carry the Horizon Bank name. Click Proceed to continue or Cancel to go back.

Equipment Finance Solutions

Businesses of all sizes may benefit from our financing solutions to invest excess capital while maintaining your company's cash flow and balance sheet.

Find an Equipment Finance advisor

Business Equpiment
  • calculator icon
    Equipment Buy vs Lease

    When you're considering whether to purchase or lease equipment for your business, a calculator can help you evaluate the financial impact of each option. It allows you to compare the costs, including initial costs, monthly payments, interest rates, and tax benefits.

Why choose Horizon for equipment financing?

Improved cash flow
No down payments or upfront costs, combined with lower monthly payments, allow your business to preserve capital for other uses. 

100% financing
Finance everything in one transaction with the option to upgrade or add services anytime.

Improved cash forecasting
Prepare accurate forecasts and budgets with predetermined payments and terms.

Increased purchasing power
Acquire additional and/or higher-end equipment due to affordable payments and customizable solutions.

Preserve lines of credit
Equipment financing does not tie up or reduce lines of credit established at your bank or other financial provider.

Tax advantages
Certain financing may be eligible for tax-deductible payments and other tax-relief possibilities.*

Your Industry. Your Financing.

  • tools equipmet
    Tools & Equipment
  • transportation
    Transportation
  • machinery
    Industrial & Commercial Machinery
  • construction
    Construction

Meet our Team.

Our Horizon Equipment Finance advisors are here to help you navigate the equipment financing process. We look forward to customizing a solution specific to your budget, and our application process is quick & easy.

Get to Know Our Team

Joel Mikolich - PresidentSteven Post - ManagerBrian Jankins - Sales ManagerDon Chadwell - Sales RepresentativeCraig Tillison - Sales RepresentativeLori Giefer - Sales Representative

Request a call back.

Grow Your Expertise

Make the Most of Your Time with Contactless Cards

ContactlessDebitCard_FEB24_1000x500

Debit card purchases are increasingly popular. Over 40% of Americans say they never use cash, and 85% use debit and credit cards for some or all of their daily purchases! Americans want better control of their finances, and using money from one or two accounts helps them understand their spending, earnings and budget. Fortunately, as debit card usage increases, so do technologies that improve them. These advances include contactless cards.

Contactless cards use RFI technology to send your card information to point-of-sale terminals. These cards are easy. Look for the contactless logo on sales terminals, then tap and go! Besides convenience, why else should you use a contactless card? Check out these four ways contactless cards make your life easier.

4 Ways Contactless Cards Make Your Life Easier

Shorten Your Time in Line

Contactless cards are convenient and quick to use. You simply hold your card above the point-of-sale terminal and pay. These cards are significantly faster than traditional swipe or insert methods. With built-in chip security, you can breeze through the coffee shop line before heading to work or speed up checkout while getting groceries for the family.

Make Important Payments with Your Phone

If you frequently lose your cards, consider adding your contactless card to your phone’s wallet! Pay with your phone by holding it near the payment terminal like you would with the card. This great solution decreases the risk of you losing your card. However, if your card is lost or stolen, feel confident that EnFact fraud monitoring at Horizon will quickly detect and prevent fraud.

Use Contactless Cards for Security at Gas Stations

Gas station pumps are a haven for debit card skimmers, which experts estimate cost consumers $1 billion yearly. Fraudsters put a card skimmer over the gas pump’s reader to take your card information. Fortunately, contactless cards never enter a card reader, making them resistant to skimming!

Keep Yourself and Your Loved Ones Healthy

Contactless cards have existed for over a decade but became increasingly popular during the COVID-19 pandemic. Contactless cards decrease the risk of spreading or catching illnesses because no money or cards exchange hands.

Contactless cards still work with chip and strip readers, so rest assured that your card will work anywhere. If you don’t have a contactless debit card, head to your local Horizon branch for an instant issue card, and start tapping today!

Call us Contact us  Learn more about Contactless Debit Cards