International Wire Service

Horizon Bank partners with Western Union Business Solutions (WUBS) for processing International Wires.  This service makes receiving payments simple and efficient. If a transfer is made to you in foreign currency, WUBS will convert it to US Dollars before forwarding it to Horizon Bank to post to your account. 

To receive an incoming international wire, please follow the steps below:

  1. Click here to open and complete the International Wire Service form.
  2. Choose the country/currency you are receiving funds from.
  3. Complete the relevant information in the online form and submit.
  4. You will then be presented with the payment instructions. Forward these payment instructions to the “Payor” or “Sender”.
  5. Ask the sender to:
    • Present these instructions to their bank when sending the payment to you.

    • Instruct bank to include Payment Notes section on the bank’s reference field as specified in the payment instructions.

Current wire fees apply. Ask an advisor for details.


What is an incoming international payment?

An incoming international wire (or payment) is an electronic transfer of funds directly credited to your account from an overseas remitter. In most cases, a wire is the quickest way to receive funds from abroad.

How long does it take to receive my funds from abroad?

A wire will normally take 2-3 business days to be credited to your account, although this can never be guaranteed.

How does it work?

The remitter should send the funds, and if in foreign currency, Western Union Business Solutions will convert them into U.S. Dollars before forwarding to Horizon Bank for credit to your account.

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