On average, Americans file more than 1 million identity theft reports with the FTC every year - proof scammers aren’t slowing down anytime soon. 

1. Keep Your Secrets Secret
Never give out your Social Security number, account details, PINs, or passwords to anyone who contacts you - online, over the phone, or in person. Use strong, unique passwords and change them regularly.

2. Shred Sensitive PapersBefore tossing receipts, bank statements, or pre-approved credit card offers, run them through a shredder. This prevents fraudsters from fishing your info out of the trash.

3. Lock Down Your MailMissing statements or credit offers are a red flag. Enroll in Online Banking to reduce paper mail and never drop bills in an unsecured mailbox with the flag up.

4. Monitor & Alert
Check your accounts often for unauthorized transactions. Sign up for text or email alerts... especially for large purchases or online activity over $500 - so you’ll know right away if something’s off.

5. Check Your Credit RegularlyUse our Credit Advisor tool to get your free credit report and receive alerts anytime a new account is opened in your name. 

6. Protect Your DevicesKeep your antivirus software up to date and only enter sensitive info on sites with a padlock icon and “https://”. Stay cautious about downloading unfamiliar apps.

7. Lock Your Mobile DevicesUse a passcode, biometric lock, or remote-wipe feature on your smartphone and tablet. Before donating or selling a device, erase it completely to remove any personal data.

What to do if you're a victim

• Call your bank & card issuers to close compromised accounts.
• Contact the fraud units at the three major credit bureaus to place fraud alerts (Equifax: 800-525-6285; Experian: 888-397-3742; TransUnion: 800-680-7289).
• Report to the FTC at IdentityTheft.gov or 1-877-IDTHEFT (1-877-438-4338).

Be aware and cautious, you can better protect yourself from evolving identity theft scams in 2025. Always double-check before acting—if something feels off, it probably is!