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Horizon Bank

Business Calculators

Please try our wide variety of financial calculators. Interactive calculations, dynamic graphs and fully customizable reports are just a few of the features that make our calculators stand out!


Business Debt Consolidation

Should your business consolidate its debt? Use this calculator to find out.

Debt Service Coverage

This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.

Equipment Buy vs. lease

Should you lease your equipment or finance it? Find out with this calculator!

Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.

Financial Ratios

This calculator helps you to zero in on areas of your business that may need attention - areas such as solvency, liquidity, operational efficiency and profitability.

Inventory Analysis

Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.


Exceptional Service Sensible Advice®

Horizon Bank