Apply for a Personal Loan
Apply for a Home Equity Loan
Apply for a Home Loan
Find a Business Advisor
Next Business Day Loan Decision
Horizon is a community bank serving Northern and Central Indiana and Central and Southwest Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us operating under our original charter and growing stronger than ever since 1873.
Please try our wide variety of financial calculators. Interactive calculations, dynamic graphs and fully customizable reports are just a few of the features that make our calculators stand out!
Should your business consolidate its debt? Use this calculator to find out.
This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.
Should you lease your equipment or finance it? Find out with this calculator!
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
This calculator helps you to zero in on areas of your business that may need attention - areas such as solvency, liquidity, operational efficiency and profitability.
Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.