Horizon Bank


55+ Checking

Horizon Bank 55+ Checking offers those age 55 years old and above everything you need from a checking account. The 55+ checking account is free with unlimited check writing, overdraft protection3, and a free financial planning review. Visit a branch near you to apply.

  • No Minimum Opening Balance
  • No Monthly Service Charge (age 55 and above)
  • Unlimited Check Writing and Discounted 55+ Checks
  • Free Online Banking and Bill Payment1
  • Consumer Loan Discount with Autopayment from Checking or Savings2
  • Combined Monthly Statements
  • Overdraft Protection3
  • Free Mobile Banking

1The first 15 online bill payments a month are free after 15, each additional payment will be charged at $0.35
2Direct installment loans only; excludes lines of credit or loan specials

3Subject to approval


Do I have to pay a Monthly Service Fee with a 55+ Checking Account?

No. If you are 55 years of age or older, you do not have to pay a monthly fee. This feature makes this checking account the ideal choice for adults who desire an easy to use checking account that grants them everything they've come to expect from a Horizon Bank checking account.

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Do I receive Interest on the 55+ Checking Account?

No. Unlike the Interest Checking option, interest is not included with this account. You do receive discounted checks however. If you wish to receive interest on your checking account, we encourage you to pursue a Horizon Bank Interest Checking account.

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Horizon Bank