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Horizon is a community bank serving Northern and Central Indiana and Central and Southwest Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us operating under our original charter and growing stronger than ever since 1873.
We understand you have big plans. That’s why we’re here to help you use the equity in your home to work on whatever you’ve been dreaming of doing. With great rates and personalized service, Horizon can help you get it all done.
Introductory APR (Annual Percentage Rate) will be fixed at 1.00% for the first 4 months for those lines with up to 89.9% loan to value (LTV). Thereafter, the rate may vary. The rate is based on the Bank’s current Prime Rate/the highest Wall Street Journal (WSJ) prime rate as published in the WSJ effective the date the 4 month introductory period expires, credit score and LTV. Example: credit score of 730+ and LTV of 70% or less will have a rate of 3.50% as of date of publication following introductory period. Maximum rate is 21%. Minimum loan amount $5,000 to maximum of $500,000. Annual fee is $50, waived for first year. Reimbursement fee up to $399 applies if line is closed within the first 36 months. Property insurance is required. Subject to credit approval. Other terms and conditions may apply and are subject to change without notice. Offer expires 12/31/2016. Combine Auto Deduction from a Horizon Bank Checking Account with E-statement and receive .25% off the final rate once introductory period expires.