*Monthly loan payment is based upon an Annual Percentage Rate (A.P.R.) of 5.49% for a $10,000 loan repaid over a term of 180 months. Rate requires payments automatically deducted from a Horizon Bank account with eStatements and loan-to-value less than 80%. All loan requests are subject to normal Horizon Bank underwriting standards. Offer good as of January 1, 2018.